Medicare hospital insurance
Medicare hospital insurance, also known as Part A, helps cover the cost of inpatient hospital care, skilled nursing facility care, home health care, and hospice care. It is one of the four parts of Medicare, along with Part B (medical insurance), Part C (Medicare Advantage plans), and Part D (prescription drug plans).
Who is eligible for Medicare hospital insurance?
Most people are eligible for Medicare hospital insurance if they are 65 or older and have worked in the United States for at least 10 years. People with certain disabilities and people with end-stage renal disease may also be eligible.
What does Medicare hospital insurance cover?
Medicare hospital insurance covers a variety of inpatient hospital services, including:
- Semi-private rooms
- Meals
- Nursing care
- Medications
- Medical supplies
- Lab tests
- X-rays
- Surgery
Medicare hospital insurance also covers some skilled nursing facility care, home health care, and hospice care.
How much does Medicare hospital insurance cost?
The cost of Medicare hospital insurance depends on your income. Most people pay a monthly premium, which is deducted from their Social Security benefits. People with higher incomes may pay a higher premium.
How do I sign up for Medicare hospital insurance?
You can sign up for Medicare hospital insurance online, by mail, or by phone. The best time to sign up is during your Initial Enrollment Period, which is the 7-month period that begins three months before the month you turn 65.
If you have any questions about Medicare hospital insurance, you can contact Medicare at 1-800-MEDICARE (1-800-633-4227).
Here are some additional things to know about Medicare hospital insurance:
- Medicare hospital insurance is a social insurance program, which means that it is funded by the government.
- Medicare hospital insurance is not a comprehensive health insurance plan. It does not cover all medical expenses, such as doctor visits, prescription drugs, and long-term care.
- Medicare hospital insurance can be used to pay for hospital care in the United States and in some foreign countries.
If you are considering Medicare hospital insurance, it is important to compare your options and choose the plan that best meets your needs.